Broken Arm at Work Compensation: What California Workers Need to Know

Estimated reading time: 18 minutes

Key Takeaways

• Yes — medical care for a broken arm and other fractures is covered under California workers’ compensation; see the DWC benefits overview and details under How California workers’ compensation handles broken bones — benefits overview.

• You can receive wage replacement (temporary disability) if you miss work; benefits are typically about two-thirds of your average weekly wage — see How wages and disability payments are calculated and this practical explainer from FindLaw on California workers’ comp.

• Report quickly — there are strict reporting and filing timelines; preserve evidence. Start with the DWC‑1 claim form and the steps in What to do immediately after a workplace bone break.

• If a claim is denied or the offer is low, consider consulting a California workers’ compensation attorney; see When to hire a California workers’ compensation attorney and the appeals overview in how to appeal a workers’ comp denial.

• Settlements (including leg injury job site settlement examples and foot fracture work injury benefits) may be available if you have permanent impairment; learn how values are set in Permanent disability, impairment ratings and settlement valuation.

Table of Contents

• Introduction

• Quick Legal / Official Resources

• What to Do Immediately After a Workplace Bone Break

• How California Workers’ Compensation Handles Broken Bones — Benefits Overview

• How Wages and Disability Payments Are Calculated

• The Claims Process Step-by-Step (for a Fracture Injury Workers Comp Claim)

• Evidence and Documentation That Strengthen a Fracture Claim

• Injury-Specific Guidance

• Broken Arm at Work Compensation

• Fracture Injury Workers Comp Claim

• Leg Injury Job Site Settlement

• Foot Fracture Work Injury Benefits

• Permanent Disability, Impairment Ratings and Settlement Valuation

• Settlement Process vs Continuing Benefits

• Third-Party Claims and Employer Liability

• When to Hire a California Workers’ Compensation Attorney

• Sample Case Studies

• Practical Checklists and Templates

• Resources and Links to Official California Guidance

• Conclusion

• FAQ

• Can I sue my employer if I broke my arm at work?

• Will medical care be paid for my broken arm?

• How long do I have to report and file?

• If I have a broken arm at work compensation — what benefits do I get?

• What should I expect from a fracture injury workers comp claim?

Introduction

If you’re searching for broken arm at work compensation, this guide explains how California workers’ compensation handles broken arms and other bone breaks, what benefits you may get, and the steps to protect your rights. Most people want clear answers and quick next steps: jump to What to do now or skip to the free case evaluation link.

Broken arm at work compensation = workers’ compensation benefits (medical care, wage replacement and possible disability benefits) available to California employees injured on the job whose medical condition is a broken arm (fracture) recognized as work-related. This guide covers immediate steps after injury, how the claims process works for a fracture injury workers comp claim, what evidence strengthens your case, settlement basics (including leg injury job site settlement and foot fracture work injury benefits), and when to get a lawyer so you can navigate bone break injury workers compensation California confidently.

This article provides general information about workers’ compensation in California and is not legal advice. For case-specific advice contact a California workers’ compensation attorney or the Division of Workers’ Compensation (https://www.dir.ca.gov/dwc/).

Quick Legal / Official Resources

For authoritative rules and forms, rely on official sources and reputable legal guides. Start with the California Division of Workers’ Compensation (DWC) main page for benefits and procedures, and download the DWC‑1 claim form (PDF) to formally start your claim. For plain-language overviews of California’s system, see FindLaw’s California workers’ compensation overview and Nolo’s California comp summary. When your doctor or an evaluator assigns impairment, they rely on the AMA Guides. California’s “exclusive remedy” rule and limited exceptions are laid out in Labor Code § 3600.

What to Do Immediately After a Workplace Bone Break

A fracture is painful and scary. The right first steps protect your health and your claim. Follow this script and order.

• Step 1 — Get medical attention now. If there’s bleeding, visible deformity, severe pain, or you cannot move your limb, call 911 or go to the ER. Otherwise, ask your employer to authorize a workers’ comp clinic immediately. Emergency care must be covered under workers’ comp; California outlines medical benefits on the DWC site.

• Step 2 — Report the injury to your employer immediately (ask for DWC‑1). Tell your supervisor the date, time, and how it happened. Request the DWC‑1 claim form and keep a copy after you fill it out. Read this aloud or paste it into a message: “On [date/time], while performing [task], I was injured when [brief description]. I need to report a workplace injury and request the DWC‑1 form and medical care.” For a walkthrough of the form and next steps, see this practical guide to the DWC‑1 form.

• Step 3 — Preserve evidence. Take photos of your arm and the scene from multiple angles, including hazards. Get witness names and contact information. Keep your clothing or equipment and save time-stamped messages or emails related to the incident. These items will support your fracture injury workers comp claim.

• Step 4 — Document medical care and restrictions. Keep ER and clinic discharge papers, imaging (X‑rays/CT/MRI), and surgeon notes. Ask for written work restrictions with dates and specific limits (for example: no lifting over 10–20 lbs; no overhead use of the injured arm). California’s system relies on medical documentation to approve care and pay disability; understand more in Nolo’s overview.

• Step 5 — Track deadlines. Report the injury within 30 days and file your claim as soon as possible — ideally immediately — using the DWC‑1; late reporting can jeopardize benefits. Most workers must file within one year of the injury date. For more on California timelines and rules, see our California workers’ comp laws guide.

How California Workers’ Compensation Handles Broken Bones — Benefits Overview

Workers’ comp aims to pay for reasonable medical care and partial wage replacement during recovery, plus disability benefits if you have lasting limitations. These rules apply to bone break injury workers compensation California claims, including arms, legs, hands, and feet.

Medical care. Covered treatment includes emergency care, X‑rays, CT/MRI if ordered, orthopedic surgery, casting and splints, physical or occupational therapy, and prosthetics/orthotics when needed. See the state’s benefit outline on the DWC website. Ask your doctor to submit a Request for Authorization (RFA) for ordered care and keep copies of approvals or denials.

Temporary total disability (TTD). If you cannot work while healing, you may receive wage replacement typically equal to about two-thirds of your average weekly wage (AWW), subject to minimums and maximums. For practical examples, review FindLaw’s California benefits summary. Learn how TTD transitions to permanent benefits in our guide to temporary vs. permanent disability.

Temporary partial disability (TPD). If you can work part-time or in a modified role at reduced wages, TPD can pay a portion of the difference between your pre-injury AWW and your current earnings. It’s common during a light-duty phase for arm fractures.

Permanent disability (PD). After maximum medical improvement (MMI), if a fracture leaves lasting loss of function, you may receive a PD rating. Doctors use the AMA Guides to assess impairment, which converts into PD weeks and monetary value using DWC schedules available on the DWC site.

Vocational rehabilitation. If you cannot return to your prior job due to restrictions, California offers the Supplemental Job Displacement Benefit (SJDB) voucher for training and job placement support. Learn how to qualify and use the voucher in our SJDB voucher guide.

Mileage reimbursement. Reasonable mileage to and from medical appointments and med-legal exams can be reimbursed. Keep detailed logs and receipts. See our step-by-step on workers’ comp mileage reimbursement in California.

For a basic benefits refresher, you can also review our overview of what benefits workers’ comp covers.

How Wages and Disability Payments Are Calculated

Average Weekly Wage (AWW). AWW is your typical weekly earnings before taxes, often including overtime and certain other compensation, averaged over a defined look-back period. It’s the baseline for estimating TTD and TPD. For a consumer-friendly explanation, see FindLaw’s California overview.

TTD formula (conceptual). Temporary disability payments are roughly 66.67% (two-thirds) of your AWW, subject to statewide minimum and maximum limits. Your exact benefit depends on your AWW, statutory caps, and whether any offsets apply.

Payment timing. TTD usually starts after the insurer accepts the injury as compensable and any waiting period passes. If payments are late or missing, document dates and communications. You can escalate delays using the resources on the DWC website, and our practical guide to late workers’ comp payments in California can help you troubleshoot issues.

The Claims Process Step-by-Step (for a Fracture Injury Workers Comp Claim)

Knowing what comes next helps you reduce stress and avoid missed deadlines. Here’s the typical flow for a fracture injury workers comp claim, with what to do at each step.

• Step A — Report injury and file DWC‑1. Your employer must give you the DWC‑1 form within one working day after you report the injury. Fill it out and keep a copy. You can download it directly from the state: DWC‑1 claim form. For a deeper filing walkthrough, see how to file a workers’ comp claim.

• Step B — Insurer authorizes immediate care and opens a claim file. The insurer may assign you a treating physician (often within a Medical Provider Network) or direct you to a panel. If the claim is accepted, they pay authorized medical care and disability benefits as appropriate. You can verify rights and responsibilities via the DWC site.

• Step C — Investigation and documentation. The insurer may request medical records and schedule a Qualified Medical Evaluator (QME) exam or an Agreed Medical Examiner (AME) if there is a dispute about your diagnosis, work-relatedness, or impairment. Learn how QMEs and med-legal exams work in our guide: what is QME in workers’ comp.

• Step D — Dispute/denial handling. If your claim or a specific treatment is denied, you can challenge it. Your doctor submits a Request for Authorization (RFA) and, if denied, you may go through Utilization Review and Independent Medical Review. To push a stalled or denied case to a hearing at the Workers’ Compensation Appeals Board (WCAB), parties commonly file a Declaration of Readiness to Proceed (DOR), which functions as a request for hearing. For broader appeal guidance, see how to appeal a workers’ comp denial and the procedural notes on FindLaw.

• Step E — Settlement options. California settlements generally come in two forms: Compromise & Release (C&R), which usually closes future medical in exchange for a lump sum, and Stipulation with Award (Stips), which sets a PD percentage and leaves future medical open. Both may be structured (paid over time) or lump-sum, depending on negotiation and court approval. Our overview of average workers’ comp settlements explains common valuation factors.

• Step F — Appeals and continuing medical care. Even after settlement, some arrangements preserve future medical. Understand what you’re releasing and what remains covered. Nolo’s consumer summary of California comp (Nolo: CA workers’ comp) provides helpful context.

Evidence and Documentation That Strengthen a Fracture Claim

Strong documentation is often the difference between quick approvals and frustrating delays. Build your file from day one.

• Medical records. ER notes, X‑ray/CT/MRI images and radiology reports, orthopedic surgeon notes, operative reports, and physical therapy progress records. Request complete copies and keep original images on a thumb drive.

• Incident documentation. Employer incident report, toolbox talk logs, safety inspection reports, equipment maintenance logs, and any corrective actions taken.

• Witness statements. Names, phone numbers, and brief written statements that include date/time and what the person observed.

• Photographic/video evidence. Close-ups of the injury and wide shots of the accident scene and hazards — add timestamps and short descriptions to each file name.

• Wage documentation. Pay stubs, W‑2s, 1099s, and schedules showing overtime or fluctuating hours to support AWW.

• Pain/functional diary. Keep a daily log to help providers and evaluators understand limitations. Template fields: Date / Pain 0–10 / Activities Unable / Meds Taken / Doctor Visit.

For more ideas on organizing records and preserving proof, see our guide to documenting a work injury.

Injury-Specific Guidance

Broken Arm at Work Compensation

Clinical course. Typical care includes immediate ER stabilization and X‑rays. Nondisplaced fractures often use casting or splints. Displaced, intra-articular, or unstable fractures may require surgical fixation (ORIF). After surgery or immobilization, patients progress to gentle range-of-motion and strengthening. Bone union commonly occurs over 6–12 weeks, with rehab often continuing for months. Some patients may need hardware removal or additional procedures for nonunion, malunion, or nerve irritation.

Return-to-work scenarios. Depending on restrictions, you may return full duty, modified duty, or remain on TTD. Common restrictions include “no lifting >10–20 lbs,” no overhead use, or “one‑handed work only.” If your employer cannot accommodate, you may continue receiving TTD. See strategies for a safe transition in our guide to returning to work after injury.

Common disputes. Insurers may contest causation (arguing it didn’t happen at work), apportionment (blaming pre-existing arthritis or a prior fracture), the medical necessity of surgery, or the need for future medical. Impairment for arm injuries is typically assessed using the AMA Guides, and resulting PD is administered through DWC rules on the DWC site.

Settlement considerations. Permanent stiffness, reduced grip strength, or nerve symptoms can drive a PD rating. The value of future medical (e.g., injections, therapy, hardware removal) is part of negotiation. Learn how ratings and future medical shape outcomes in Permanent disability, impairment ratings and settlement valuation.

Fracture Injury Workers Comp Claim

Severity matters. Compound/open fractures, intra‑articular fractures, and fractures with nerve or vascular injury typically result in higher PD ratings and more future medical than simple hairline fractures. Complex patterns affect treatment duration and settlement value.

IME/QME and AME appointments. When an insurer disputes injury extent, work-relatedness, or treatment, they may request a med‑legal evaluation. In California, Qualified Medical Evaluators (QMEs) or Agreed Medical Examiners (AMEs) are used to resolve disputes. Prepare carefully for these exams; see what is QME in workers’ comp for tips.

Apportionment — a copy-ready example. Apportionment is the percentage of permanent disability assigned to pre‑existing conditions rather than the work injury. For example: “If you have 20% PD and 5% is due to a prior injury, the employer is responsible for 15%.” Find more context in FindLaw’s California summary and the DWC resources.

Leg Injury Job Site Settlement

Valuation factors. Age, occupation, AWW, PD rating, anticipated future surgeries, loss of earning capacity, medical inflation, and the intensity/extent of ongoing care all influence value. A high-demand physical job and younger age typically increase the stake in retraining and long-term income protection. For broader settlement ranges and variables, review our average workers’ comp settlement insights.

Structured vs. lump-sum. A structured arrangement pays over time and can protect long-term income but reduces flexibility. A lump sum gives immediate cash and closure but may limit or close future medical if you sign a Compromise & Release. Weigh these choices with a clear projection of medical needs. Nolo’s workers’ comp resources offer consumer-friendly settlement discussions.

Lien issues. Medical providers, Medicare, or private health insurers may assert liens. Every settlement should address lien resolution to avoid post‑settlement collections.

Negotiation points. Consider a future medical reserve, a realistic multiplier for future earning loss (if applicable), and a vocational rehabilitation cost allocation (including SJDB voucher use). Use objective medical opinions and DWC schedules to support your numbers.

Foot Fracture Work Injury Benefits

Common treatment. Foot fractures often involve casting or a walking boot, with possible ORIF for displaced fractures. Orthotics, shoe modifications, and physical therapy are common. Some workers may qualify for a shoe allowance or prosthetic/orthotic reimbursement. The scope of medical care is detailed on the DWC website.

PD rating nuances. Foot impairments can produce specific PD ratings that significantly affect settlement value. Toe and forefoot injuries sometimes carry lower ratings yet still cause major functional limits for standing and walking jobs. Make sure treating doctors document how your job requires standing, climbing, or uneven-surface work.

Return-to-work accommodations. Modified duty for standing and walking limits, sit/stand schedules, and protective footwear can support a safer return. Discuss timing and restrictions with your physician and employer. If your employer won’t accommodate, see strategies in Return to Work After Injury.

Permanent Disability, Impairment Ratings and Settlement Valuation

Step 1 — Impairment rating. A treating physician or AME applies the AMA Guides to assign a whole-person or body-part impairment percentage for your healed fracture. High-quality clinical notes and range-of-motion measurements are essential for accuracy.

Step 2 — Convert rating to PD weeks. California uses a schedule to convert impairment percentages to permanent disability weeks, with adjustments for factors like age and occupation. The conversion tables and schedules are published by the state; you can find PD information through the DWC.

Step 3 — Dollar valuation. PD weeks are multiplied by a weekly PD rate to produce a base PD value. Negotiations may add or subtract for disputed medical issues, the likelihood of future surgeries, vocational impact, and whether you keep future medical open (Stips) or close it (C&R). See typical valuation approaches in our settlement guide.

Value drivers. Younger workers with high physical demands, clear loss of earning capacity, or a need for future surgeries often command higher settlements. Detailed work restrictions and job analyses strengthen your case.

Apportionment example. If a physician apportions 25% of your impairment to pre-existing conditions, that portion is subtracted from your award. Only the work-caused portion is compensable. Good medical history and old records can help ensure fair, evidence-based apportionment.

Settlement Process vs Continuing Benefits

Pros of a lump sum. Immediate cash, closure, and certainty. Helpful for paying off urgent expenses or changing careers. But perform a sober analysis of future medical needs before you close them out.

Cons of a lump sum. You may underestimate future medical needs, and a broad release could bar future claims related to your injury. Confirm whether the release closes future medical (typical in C&R) and whether the number realistically covers probable care.

Pros of continuing benefits. Keeping future medical open under Stipulations with Award can preserve access to ongoing treatment and periodic PD payments. It’s often wise if your condition is unstable or more care is likely.

Red flags in offers. Watch for overly broad release language that wipes out future medical without adequate compensation, vague future medical terms, failure to address liens, and any attempt to release third-party claims without fair offset.

Specific to leg injury job site settlement. Consider reserves for future surgeries, assistive devices, and vocational retraining costs. Build a clear medical life-care projection and vocational plan to anchor negotiations. For settlement basics from a consumer perspective, see Nolo’s comp resources.

Third-Party Claims and Employer Liability

Exclusivity rule. Workers’ compensation is generally the exclusive remedy against your employer for job-related injuries. This is codified in California Labor Code § 3600. That means you usually cannot sue your employer in civil court for a work injury.

When third-party suits are possible. If a negligent third party (not your employer) caused your fracture — for example, a contractor on your job site, an equipment manufacturer, or a negligent driver — you may pursue a civil claim against that party while receiving workers’ comp benefits. See our full guide to suing a third party while on workers’ comp for strategies and timelines.

Subrogation and liens. If you recover money from the third party, the workers’ comp insurer may have a lien to be reimbursed for benefits paid. Settlements often allocate funds to future medical and resolve liens to avoid conflicts later. For an overview of comp rights and civil options, see FindLaw’s California summary and rules on the DWC site.

Example scenarios. Construction scaffold failure causing a forearm fracture; delivery driver struck by a vehicle; defective power tool causing a wrist or elbow fracture. In each scenario, gather product IDs, subcontractor lists, and police or incident reports promptly.

When to Hire a California Workers’ Compensation Attorney

Some situations call for professional help to protect your medical care and maximize benefits. Consider speaking with a workers’ comp attorney if you face any of the following.

• Claim denied or delayed. If the insurer disputes your fracture or stalls payments, counsel can push the case forward and request a WCAB hearing if necessary. See escalation tips in how to appeal a workers’ comp denial.

• Lowball settlement offer. An attorney can evaluate PD ratings, future medical, and vocational impact to negotiate a fairer number. For context on how offers are built, revisit average workers’ comp settlements.

• Dispute over causation or apportionment. If the insurer blames pre-existing conditions, legal help can develop medical evidence and challenge improper apportionment.

• Complex fracture. Compound fractures, nerve or vascular injuries, or multiple surgeries raise the stakes and complexity of med‑legal evaluations and future care.

• Large future medical or vocational needs. If you’re unlikely to return to the same job, you may need a life-care plan, SJDB voucher, and a clear strategy for long-term income.

What an attorney can do.

• Negotiate Compromise & Release or Stipulations with Award, including structured vs. lump-sum options.

• Represent you at WCAB hearings and mediations.

• Obtain AME/QME evaluations and rebuttals to disputed reports; see QME process overview.

• Protect access to future medical and ensure lien resolution language is correct.

• Calculate realistic settlement ranges based on AWW, PD, and future care projections.

How to choose an attorney. Look for California workers’ comp specialization, contingency-fee arrangements, strong client outcomes, and frequent WCAB appearances. Bring to your first consult: DWC‑1, medical records, employer reports, pay stubs, your notes, photos, witness contacts, and any settlement offers. To understand what free consultations typically cover, see our primer on a free workers’ comp consultation.

Sample Case Studies

These anonymized examples illustrate how timelines, benefits, and outcomes can differ. Dollar ranges are examples only — values vary widely and depend on facts, ratings, and negotiation.

Case A — Broken arm from scaffolding fall. A construction worker fell from a low scaffold and sustained a displaced radius fracture requiring ORIF. Timeline: injury → ER → surgery within 48 hours → 10 weeks of TTD → 9 months of therapy and work hardening → PD rating of 8% after MMI. Outcome: a Compromise & Release settlement that included value for potential hardware irritation and therapy, with a negotiated future medical reserve. Key records: X‑rays, operative report, employer incident report, and two witness statements. See related third-party considerations in combined workers’ comp and third‑party claims.

Case B — Foot fracture from dropped equipment. A warehouse employee sustained a metatarsal fracture when equipment slipped. Treatment: ER → cast → orthopedics follow-up → orthotic prescription. Recovery took ~4 months, with a small PD rating due to persistent pain with prolonged standing. Benefits included a shoe allowance, paid medical, and mileage reimbursement for multiple follow-ups (learn how to claim mileage in this mileage guide).

Case C — Leg fracture in trench collapse. A utility worker suffered a tibia/fibula fracture in a trench incident and required emergency fixation, with a long hospitalization and extended rehab. Vocational issues prevented return to heavy labor, leading to retraining with an SJDB voucher. Settlement used a structured component to cover future care and account for reduced earning capacity. For settlement building blocks, review average settlement calculations.

Practical Checklists and Templates

Use these copy-ready blocks to stay organized and protect your rights.

Immediate checklist.

• Report to employer and get DWC‑1 (download the DWC‑1 PDF).

• Seek emergency care and follow up with the treating physician authorized by the insurer.

• Photograph injury and scene; collect witness names and contact info.

• Keep copies of all medical records and pay stubs to support treatment and AWW.

• Contact a workers’ comp attorney if your claim is denied or you’re offered a settlement you don’t understand.

Evidence checklist.

• ER notes, imaging (X‑ray/CT/MRI), surgeon’s reports, clinic summaries, therapy notes.

• Incident reports, safety logs, equipment maintenance records.

• Witness statements with date/time and observations.

• Photos/videos of the scene and hazard; file names with timestamps and brief descriptions.

• Pay stubs, W‑2s/1099s, scheduling records for overtime and irregular hours.

Questions to ask your doctor (sample script). “Do you believe my injury is work-related?” / “What are my work restrictions and for how long?” / “Do you expect future surgery or therapy?” / “Please document my restrictions and provide a copy today.”

Template script for reporting an injury to your employer. “On [date/time], while performing [task], I was injured when [brief description]. I need to report a workplace injury, request medical care, and obtain the DWC‑1 claim form. Please confirm receipt of this report.”

Documents to bring to a lawyer. DWC‑1, medical records and imaging, employer incident report, notes, photos, witness contacts, pay stubs, and any settlement or denial letters. To learn filing steps and common pitfalls, see How to File a Workers’ Comp Claim and statewide rules in California Workers’ Comp Laws.

Resources and Links to Official California Guidance

• DWC home page (benefits and procedures) — bone break injury workers compensation California basics and official forms.

• DWC‑1 claim form (PDF) — report and file promptly for broken arm at work compensation.

• FindLaw: California workers’ compensation overview — benefit calculations and dispute process.

• Nolo: California workers’ comp summary — consumer-friendly explanations and tips.

• AMA Guides (impairment ratings) — reference used for PD ratings.

• California Labor Code § 3600 (exclusive remedy) — employer liability rules and third-party exceptions.

Conclusion

A broken arm at work is painful, disruptive, and overwhelming. Focus on three essentials right away: report the injury and get the DWC‑1, seek proper medical care, and preserve evidence. From there, track payments, attend appointments, and keep your paperwork organized. If a dispute arises, you can challenge denials and consider settlement only when you understand your PD rating, future medical needs, and whether continuing benefits may serve you better.

This article provides general information about workers’ compensation in California and is not legal advice. For case-specific advice contact a California workers’ compensation attorney or the Division of Workers’ Compensation (https://www.dir.ca.gov/dwc/).

Need help now? Get a free and instant case evaluation by US Work Accident Lawyers. See if your case qualifies within 30-seconds at https://usworkaccidentlawyer.com.

FAQ

Can I sue my employer if I broke my arm at work?

Generally no — workers’ comp is the exclusive remedy against your employer. If someone other than your employer caused the injury (e.g., another contractor or a negligent driver), you may pursue a third‑party claim. See Labor Code § 3600 for the exclusivity rule.

Will medical care be paid for my broken arm?

Yes — if your injury is compensable, workers’ comp pays for reasonable and necessary treatment, including ER care, imaging, surgery, therapy, and approved devices. Learn more about coverage on the DWC benefits overview.

How long do I have to report and file?

Report your injury as soon as possible — ideally within 30 days — and file the DWC‑1 promptly. Many claims must be filed within one year of the injury date. If in doubt, consult the DWC or a California workers’ compensation attorney immediately.

If I have a broken arm at work compensation — what benefits do I get?

Expect medical care, temporary disability pay if you miss work, and potential permanent disability if you have lasting impairment. You may also qualify for mileage reimbursement, job retraining support (SJDB voucher), and, if relevant, settlement options. See benefits overview for details.

What should I expect from a fracture injury workers comp claim?

Typically: immediate medical treatment, insurer investigation, possible QME/AME examinations, and either benefit payments, settlement discussions, or a contested hearing if denied. For a step-by-step, see the claims process and practical guidance from FindLaw’s California overview.